After staff salaries, office rent is the biggest overhead expense. The mistakes you could make in setting up the lease will haunt you for years. Here are a few negotiating points to help you come up with the best possible lease agreement. … [Read more...]
Just for Doctors Newsletters
15
May, 2019 The retirement fund shortfall, what is your solution?
May 15, 2019 by
Generations of investors have followed the timeless financial advice dispensed by Samuel Clason in his 1926 book, “The Richest Man in Babylon”. According to Clason, it is easy to get rich: “Live frugally, save 10 per cent of your income, and start … [Read more...]
15
May, 2019 Tax planning on separation and divorce – what you need to know
May 15, 2019 by
When you are going through a separation or divorce, income tax issues will likely not be top of mind. However, good tax planning, before and during a separation can generate significant tax savings and help preserve your assets. Support … [Read more...]
2
May, 2019 Study shows investors are less satisfied with their investment advisors
May 2, 2019 by
Following a rocky 2018 in capital markets and negative investment yields, many Canadian investors are feeling edgy about their financial holdings and report they have less satisfaction with their investment firms, according to the JD Power 2019 … [Read more...]
2
May, 2019 Our top post-tax season planning tips
May 2, 2019 by
“I’ve saved the money to pay my income tax. Now all I have to do is borrow some to live on.” Lou Costello How did you survive the tax season? You probably feel you paid more than your fair share of the $145 billion of personal income … [Read more...]
17
Apr, 2019 Creditor proofing your assets
April 17, 2019 by
There are three basic objectives when planning for your retirement: Maximize your wealth: work hard and live frugally. Pay the absolute minimum tax on your income. Don't have creditors steal your retirement nest … [Read more...]
17
Apr, 2019 Not happy with your investment returns? Find a new portfolio manager!
April 17, 2019 by
If you find that your investment portfolio manager is making more money from your portfolio than you are, you may want to put an end to this unproductive relationship quickly. The money you put aside for retirement comes from spending long hours in … [Read more...]
2
Apr, 2019 The incredible shrinking investment return
April 2, 2019 by
You are investing in the Canadian stock market which has enjoyed a robust average annual growth of 8.5 per cent for the last 30 years. Yet, your investments have you perplexed or more likely depressed, because these stock market gains are not … [Read more...]
2
Apr, 2019 Federal budget splurges on zero emission vehicles
April 2, 2019 by
The government in its latest federal budget has put aside $300 million as an incentive to purchase zero emission vehicles (ZEV). The monies will be spread over three years and will give buyers $5,000 toward the purchase of a ZEV. The incentive … [Read more...]
2
Apr, 2019 Manage energy, not time
April 2, 2019 by
The number of hours in a day is fixed, but the quantity and quality of energy available to us is not. This fundamental insight is the main theme in the book “The Power of Full Engagement” by Jim Loehr and Tony Schwartz. The book came out 10 years … [Read more...]
